Discover Bank Locations (2024)

Wondering if there is a Discover® Bank near you? Read this article to find out.

Discover® Bank Locations

Discover is an online bank based in Greenwood, Delaware. They don't have retail branches to serve customers, but they do maintain several corporate offices in the US^[1].

You can still access your money through their extensive 415,000+ ATM network. Discover also gives access to more than 60,000 surcharge-free Allpoint® or MoneyPass® ATMs.^[2]

How many locations does Discover have?
Discover® Bank is an online-only bank, but it does have one flagship branch located in Greenwood, Delaware.

About Discover® Bank

Discover Bank is a digital bank owned by Discover Financial Services. They are best known for their credit cards, but they also provide other banking products such as checking, savings, CDs, and loans.

Despite not having any physical locations, Discover offers great accessibility thanks to its easy-to-use online banking platform and extensive ATM network.

Are all Discover ATMs accessible 24/7?
No, not all ATMs are open 24/7, as hours vary per location. You can use Discover's ATM Locator to find one near you.

Discover Mobile App

Being one of the most popular digital banks, Discover is known for its top-rated, easy-to-use mobile app. It comes with a variety of handy features such as:

• Mobile check deposit
  
• Online bill payment
  
• Money transfer
  
• Account and activity alerts

Discover Bank Customer Support

Discover boasts 24/7 customer support, so here are some ways you can reach them:

By phone:

• To open an account: 1-800-347-7000
  
• For online banking technical support: 1-800-290-9885
  
• To report fraudulent activity: 1-877-737-1931
  
• For calls outside the US: 1-801-451-3737

By mail:

• For checking and savings accounts:
  General Correspondence, Discover Bank, PO Box 30416, Salt Lake City, UT 84130
  
• For new accounts and deposits:
  Discover Bank, PO Box 30417, Salt Lake City, UT 84130
  
• For retirement accounts:
  New IRA Accounts, Contributions and General Correspondence, Discover Bank, PO Box 30418, Salt Lake City, UT 84130

Discover Bank Pros & Cons

Pros

• High rates on savings accounts
  
• Access to 60,000+ surcharge-free ATMs
  
• No monthly fees for checking and savings
  
• No balance requirement for checking and savings
  
• 24/7 customer service

Cons

• Online-Only banking
  
• No ATM card for savings account
  
• $30 outgoing wire transfer fee^[3]

How to Open a Discover Account

You can easily open a Discover account online. Here's how to do it through their website:

1. Click Open an Account and select the product.
   
2. Fill out the online application form with the necessary information.
   
3. Submit your application and fund your account (if needed).

You would typically need to provide the following details: legal name, birth date, residential address, Social Security or Tax Identification number, and a valid government ID.

Is Discover Bank Safe?

Yes, your funds are secure with Discover Bank because of FDIC insurance (FDIC #5649). Each depositor is protected up to $250,000 per ownership category, ensuring the safety of your deposits.

In the rare event of a bank failure, you can have peace of mind that your savings won't be lost.

Discover Bank Offers

Bottom Line

Discover Bank is a solid option for securing and growing your funds. Even though they don't have physical branches, they stand out in delivering excellent banking products and services.

You can also easily open and manage your account online, making financial management so much easier.

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